Discover Interchange Rates

What Are Discover Interchange Rates?

Interchange refers to the fee collected by the customer’s credit card bank (Discover, in this instance) on every transaction. These rates are set by Discover each year and apply to every processor in the payments industry. In simpler terms, interchange is the wholesale cost that the processor has to pay on every credit card transaction. The tables below provide a breakdown of the current Discover interchange rates.

Current Discover USA Interchange Rates

Debit Card Present

Rate

Discover Debit Regulated

0.050% + 22¢

Discover Debit

1.020% + 16¢

Debit Card Keyed

Rate

Discover Debit Keyed Regulated

0.050% + 22¢

Discover Debit Keyed

1.750% + 20¢ 

Credit Card Present

Rate

Discover Consumer

1.560% + 10¢ 

Discover Rewards

1.710% + 10¢ 

Discover Premium

1.710% + 10¢ 

Discover Premium Plus

2.150% + 10¢ 

Discover Commercial

2.300% + 10¢ 

Credit Card Keyed

Rate

Discover Keyed Consumer

1.870% + 10¢

Discover Keyed Rewards

1.970% + 10¢

Discover Keyed Premium

2.000% + 10¢

Discover Keyed Premium Plus

2.400% + 10¢

Discover Keyed Commercial

2.300% + 10¢

Recurring

Rate

Discover Debit Recurring Regulated

0.050% + 22¢ 

Discover Debit Recurring

1.200% + 5¢ 

Discover Recurring Consumer

1.350% + 5¢ 

Discover Recurring Rewards

1.350% + 5¢ 

Discover Recurring Premium

1.350% + 5¢ 

Discover Recurring Premium Plus

1.800% + 5¢ 

Discover Recurring Commercial

2.300% + 10¢ 

International (In-Person)

Rate

Discover Card-Present International Debit/Prepaid

1.200 % 

Discover Card-Present International Consumer

1.650 % 

Discover Card-Present International Rewards

1.650 % 

Discover Card-Present International Premium

1.650 % 

Discover Card-Present International Premium Plus

1.650 % 

Discover Card-Present International Commercial

1.900 % 

International (Keyed)

Rate

Discover Keyed International Debit/Prepaid

1.700 % + 10¢ 

Discover Card-Present International Consumer

1.700 % + 10¢ 

Discover Card-Present International Rewards

1.700 % + 10¢ 

Discover Card-Present International Premium

1.700 % + 10¢ 

Discover Card-Present International Premium Plus

1.790 % + 10¢ 

Discover Card-Present International Commercial

1.900 % + 10¢ 

 

Individual Interchange Rates for Visa | Mastercard | Discover | American Express Included in the monthly price above

Pricing Plans

US Processing Payments is dedicated to providing the lowest pricing while providing you with software like Invoicing, Recurring Billing, ACH payments, and a Payments Page. Easy plugins connect to POS systems, Shopping Carts, QuickBooks and the card reader of your choice. No risk, no upfront fees, and no cancelation fees.

Assessments and Association Fees

 

 

Discover Card-Brand

0.130 %

Discover Data Usage Fee

1.95¢

Discover Data Transmission Fee

0.25¢

Discover International Cross-Border

0.800 %

Discover International Processing Fee

0.500 %